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Your Hawaii based internet insurance and financial planning specialists

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Hawaii Financial Management works with over 200 top rated insurance companies to provide the best products at the lowest cost.

Life Insurance, Long Term Care, & Disability

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We Shop, You Save!

 

History

Hawaii Financial Management (HFM) has been helping local individuals and businesses with all their Insurance and Investment needs since 1996. Founded and managed by Todd Carle, HFM now has clients all through out Hawaii as well as Oregon Washington, California, Oklahoma, Colorado, and Florida.

 

Value to our Clients

By working with over 200 top rated companies HFM financial advisors are able to find the best rates on insurance and most appropriate investment products for their clients.  HFM’s highly experienced team of advisors would be happy to craft a customized retirement plan for you.  Call today for a FREE quote.

 

Life Insurance

Providing for our families after we are gone is a high priority for many people, and a quality Life Insurance plan can provide peace of mind for those who want to protect their loved ones.  At HFM we shop around to provide high quality Life Insurance from the most respected companies, making the process as stress free and easy for you as possible. 

 

When to Buy a Policy

There is no better time to buy a life insurance policy than right NOW.  Due to the nature of insurance, premiums for older clients will naturally be higher.  Furthermore, medical complications arising from age are more likely to happen, and further increase the premiums rates on life insurance.  By deciding to invest in a life insurance policy now, you could lock in a premium rate for the rest of your life regardless of medical complications that may occur in the future.  Please visit our insurance page for more information on other insurance products we offer at HFM.

 

Investments

Whether you want to save for retirement, a down payment on a new home, a child’s tuition, etc., we are there to help.  Whatever your investment needs are, the staff at HFM can guide you on your way.  Investing in the future can be a stressful experience, and timing the market is always a challenge.  Let us help you put together a portfolio that is right for you, and provide advice on how to maximize your returns.